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- Over 720,000 people have protected their home with Uinsure
- Defaqto 5 Star rated
- Make new claims online 24/7
Why do I need home insurance?
Your home is by far the most valuable thing that you own. Without cover, you risk having to pay for replacements or repairs if something happens to your home or belongings.
Buildings insurance protects you against the cost of repairing or rebuilding your home if it’s damaged or destroyed. It covers the structure of your home (the roof, walls and windows). It also covers any permanent fixtures and fittings, such as fitted kitchen units and bathroom suites.
Contents insurance covers the cost of replacing or repairing possessions if they’re damaged, destroyed or stolen while they’re inside your home. Contents are things you’d take with you if you moved home. Including your furniture, kitchen appliances, curtains, bedding, clothing, television, computing equipment and jewellery.
Home insurance isn’t a legal requirement, however most mortgage lenders will require buildings insurance to be in place before exchanging contracts.
The benefits of this product include…
Highly rated cover and car
We’ve been awarded 5 Star Defaqto rating for over 10 consecutive years and are rated Excellent on Trustpilot*. We’ll drop everything (except the phone) to be there.
Our best available deal every year
We’ve always treated loyalty like royalty so you’ll get our best available price at every renewal.
No cancellation or adjustment fees
We’re transparent, we don’t have any cancellation or adjustment fees.
What does this product cover?
At Uinsure we design our products to ensure they’re always 5 Star rated, with high cover limits and low excess options, ensuring you’re protected. For full details of what’s covered and what’s not covered please refer to the Home Insurance policy wording booklet.
What's covered
£1m of buildings cover
£75k or £100k of contents cover
Up to £1m for tracing the source of leaks in your home
What's not covered
Damage due to wear and tear
Incidents that occurred before the policy started
Where the property is unoccupied for more than 60 days
Boost your product with optional add-ons
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Buildings Insurance
Buildings Insurance covers the structure of your home and any permanent fixtures and fittings.
Contents Insurance
Contents Insurance covers the cost of replacing or repairing your possessions if they are damaged, destroyed or stolen.
BTL/Landlords
BTL/Landlords Insurance protects landlords who are renting their property out to tenants from the risks associated.
Non-Standard
Non Standard insurance is cover for anything that falls outside of Standard Home Insurance limits and requires bespoke cover to ensure you’re protected.
Home insurance FAQs
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Lorem ipsum dolor sit amet, consectetur adipiscing elit. Maecenas sed diam eget risus varius blandit sit amet non magna. Nulla vitae elit libero, a pharetra augue. Donec sed odio dui. Maecenas faucibus mollis interdum. Donec id elit non mi porta gravida at eget metus. Nullam id dolor id nibh ultricies vehicula ut id elit.
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