Why choose Uinsure?

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5 Star rated

Award winning 5 Star Defaqto rated cover giving you the reassurance you’re offering quality cover.

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One policy wording

Simplifying the full sales process and your compliance.

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Compare tool

Access to our free Defaqto Compare tool that allows you to compare over 300 Home Insurance policies.

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Price competitive

Supported by a panel of leading UK insurers all competing to deliver the best price for your customer.

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Flexible pricing

Our Price Beater allows you to reduce the customer’s premium by reducing commission to secure a sale.

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No complicated questions

Your customer only needs to answer 3 questions to get a quote, removing the need for you to rekey information.

What does this product cover?

At Uinsure we design our products to ensure they’re always 5 Star rated, with high cover limits and low excess options, ensuring your customers are protected. For full details of what’s covered and what’s not covered please refer to the Home Insurance policy wording booklet.

What's covered

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£1m of buildings cover

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£75k or £100k of contents cover

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Alternative accommodation cover in the event your property becomes uninhabitable

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Up to £1m cover for tracing the source of leaks in your home

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Cover for garages & outbuildings

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Accidental breakage of technology equipment included as standard

What's not covered

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Damage due to wear & tear

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Incidents that occurred before the policy started

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Where your property has been unoccupied for more than 60 days

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Loss or damage to gates & fences during a storm

Additional cover options

These come at an extra cost, but may give your customer additional peace of mind that they’re protected.

Home Emergency Cover

Call our helpline (24/7 all year round) and your customer won’t have to worry about finding a tradesman at short notice or paying over the odds for emergency assistance. We’ll send an approved tradesman to make their home safe, secure, habitable, and help prevent further damage.

Family Legal Protection

Disputes can occur at any time and range from employment issues, personal injury claims and problems with tradesmen working at your home. Our legal cover is here to help.

Home insurance FAQs

If you’d like to cancel your policy, please call the Uinsure Specialist Insurance team on 0344 801 2199 and they will be happy to assist.

We do not charge a cancellation fee, and any administration fees are not refundable.

To cancel your policy, fill out our cancellation form, give us a call on 0344 844 3844 or email policyholders@uinsure.co.uk.

We’ll give you a full refund if you cancel within 14 days of your policy starting, or when you received your policy documents, whichever is later.

You can cancel at any other time and providing no claims have been made, and nothing has happened that could lead to a claim, you will be entitled to a partial refund of any premium based on the remaining time left on your policy.

Cancel my policy

Unlike most other insurers, Uinsure does not charge a fee for amending your policy.

To make a change, simply call us on 0344 844 3844 or email policyholders@uinsure.co.uk.

For your continued protection and to ensure that you are fully insured at all times, your home insurance policy will automatically renew each year, unless you have specifically opted out.

To opt out, complete the opt out form or email optout@uinsure.co.uk a minimum of 30 days before your renewal date.

If your policy is due to renew within the next 30 days and you wish to cancel your policy please complete the cancellation form.
Opt out of auto renewal

Your home is by far the most valuable possession you own. Within it is all your personal belongings and the place you feel safe.

However, despite the best protection in place, there is always a risk of fire, theft, damage and natural disasters that can strike unexpectedly. To protect your home against this you will need home insurance. This is an investment to protect your home and belongings in case disaster struck.

Without insurance it is unlikely that you’d be able to afford to repair any damage that should occur which is why it is so important.

Home insurance isn’t a legal requirement, however most mortgage lenders will require buildings insurance to be in place before exchanging contracts.

We want to make claims as easy as possible. Our claims lines are available 24 hours a day and every day of the year. Our highly trained Claims Specialists assist you from start to finish, providing you with clear communication and reassurance, as well as practical help.

You can submit a claim by visiting our dedicated claims page, or giving us a call on 0344 844 3844.

If you need to make a claim, please refer to your policy or contact the claims team. There are a few things which will help:

  • Your policy number.
  • The date of the incident.
  • The cause of the loss or damage.
  • Details of the loss or damage together with the value of the item if known.
  • Police details where applicable.
  • Pictures and videos if possible.

It’s important you get in touch before you undertake any repairs or clean up, unless this is essential for protecting the building or your possessions.

Make a claim

Family legal protection is an optional extra that provides cover up to £150,000 per claim and gives you access to legal expertise covering a range of situations.

Examples include:

  • tax
  • employment
  • residential disputes
  • personal injury claims
  • consumer protection issues.

Family Legal Protection cover is provided by our partners, ARC Legal Group. You can contact them on 0330 165 9057.

Home emergency is an optional extra cover which you can add to your policy for an additional cost. It provides 24/7 home emergency assistance to cover the cost of:

  • repairs, parts and call out charges for loss of heating
  • failure of all electricity
  • removal of vermin
  • securing your home.

If you have a flood or a fire this is different and you should call us on our emergency number.

Home emergency cover is provided by our partner ARC Legal Group. Contact them to make a claim 24/7 on 0330 912 9961.

Should there ever be an occasion where you need to complain, we will sort this out as quickly and fairly as possible.

Please complete the form by clicking the link below.

Or you can write to us at Uinsure Customer Services, PO Box 1189, Doncaster, DN1 9RP (please include your policy number and claim number if appropriate) or call us on 0330 912 8852.

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.

You can write to: The Financial Ombudsman Service, Exchange Tower, London, E14 9SR, telephone 0800 023 4567 or visit www.financial-ombudsman.org.uk/consumers/how-to-complain

If your complaint is about the way your policy was sold to you, please contact your financial adviser to report your complaint.

Make a complaint

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