What Uinsure?

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5 Star Rated

Award winning 5 star Defaqto rated cover giving you the reassurance you’re offering quality cover.

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One Policy Wording

Simplifying the full sales process and your compliance.

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Compare Tool

Access to our free Defaqto compare tool that allows you to compare over 300 Home Insurance policies.

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Price Competitive

Supported by a panel of leading UK insurers all competing to deliver the best price for your client.

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Flexible Pricing

Our Price Beater allows you to reduce the client’s price by reducing commission to secure a sale.

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No complicated questions

Your client only needs to answer 3 questions to get a quote, removing the need for you to rekey information.

What does Uinsure home insurance cover?

At Uinsure we design our products to ensure they’re always 5 Star rated, with high cover limits and low excess options, ensuring your clients are protected. For full details of what’s covered and what’s not covered please refer to the Home Insurance policy wording booklet.

What's covered

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£1m of buildings cover

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£75k or £100k of contents cover

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Alternative accommodation cover in the event your property becomes uninhabitable

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Up to £1m cover for tracing the source of leaks in your home

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Cover for garages & outbuildings

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Accidental breakage of technology equipment included as standard

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Options to include:
– Accidental damage
– Personal items taken outside your home

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Damage due to wear & tear

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Incidents that occurred before the policy started

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Where your property has been unoccupied for more than 60 days

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Loss or damage to gates & fences during a storm

Additional Cover Options

Add these to the Uinsure Home Insurance policy for additional benefits and peace of mind.

Home Emergency Cover

Call our helpline (24/7 all year round) and you won’t have to worry about finding a tradesman at short notice or paying over the odds for emergency assistance. We’ll send an approved tradesman to make your home safe, secure, habitable, and help prevent further damage.

Family Legal Protection

Disputes can occur at any time and range from employment issues, personal injury claims and problems with tradesmen working at your home. Our legal cover is here to help.

Home insurance FAQs

To cancel your policy, fill out our cancellation form, give us a call on 0344 844 3844 or email policyholders@uinsure.co.uk.

We’ll give you a full refund if you cancel within 14 days of your policy starting, or when you received your policy documents, whichever is later.

You can cancel at any other time and providing no claims have been made, and nothing has happened that could lead to a claim, you will be entitled to a partial refund of any premium based on the remaining time left on your policy.

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Unlike most other insurers, Uinsure does not charge a fee for amending your policy.

To make a change, simply call us on 0344 844 3844 or email policyholders@uinsure.co.uk.

For your continued protection and to ensure that you are fully insured at all times, your home insurance policy will automatically renew each year, unless you have specifically opted out.

To opt out, email policyholders@uinsure.co.uk a minimum of 30 days before your renewal date.

Your home is by far the most valuable possession you own. Within it is all your personal belongings and the place you feel safe.

However, despite the best protection in place, there is always a risk of fire, theft, damage and natural disasters that can strike unexpectedly. To protect your home against this you will need home insurance. This is an investment to protect your home and belongings in case disaster struck.

Without insurance it is unlikely that you’d be able to afford to repair any damage that should occur which is why it is so important.

Home insurance isn’t a legal requirement, however most mortgage lenders will require buildings insurance to be in place before exchanging contracts.

This provides cover up to £150,000 per claim and gives you access to legal expertise covering a range of situations. Examples include

  • tax
  • employment
  • residential disputes
  • personal injury claims
  • consumer protection issues.

Family Legal Protection cover is provided by our partners, ARC Legal Group. You can contact them on 0330 165 9057.

Home emergency is an optional extra cover which you can add to your policy for an additional cost. It provides 24/7 home emergency assistance to cover the cost of

  • repairs, parts and call out charges for loss of heating
  • failure of all electricity
  • removal of vermin
  • securing your home.

If you have a flood or a fire this is different and you should call us on our emergency number.

Home emergency cover’ is provided by our partner ARC Legal Group. Contact them to make a claim 24/7 on 0330 912 9961.

THOUSANDS OF FIVE STAR REVIEWS

Christie

Nneka was just amazing talked me through everything in full...
July 2, 2024

Guylain Mbindu

Very friendly service and they understand my need
July 3, 2024

abebe

A stess free proces! Very efficient call, with clear information...
November 29, 2024

Toni

Jonathan was very friendly and explained everything to me very...
July 2, 2024

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